Thank you for the time you have put into this, it is much appreciated, but I believe that the problem still persists. I have have put in for a filing extension and anyway this turns out I will be fully paid up, so I have bought some time.
I believe that the key to my issue is in your #3 and #4 above. In #3 you state that "Turbo Tax automatically added the amount of the 2022 excess to your Other Income". Looking at my 2022 Turbo Tax it is clearly not there and the 2022 Turbo Tax would have had no way to recognize that there had been excess income. I had not contributed more than I was allowed to contribute, so the numbers would have looked ok to Turbo Tax that year. It was only "excess" because I started Medicare in November, retroactive to September of 2022, so in 2023 they refunded all of my contributions, I had made through my employer from March 2022 through Sept 2022.
Looking at my 2022 Turbo Tax return, the excess returned in 2023 is clearly not there in Other Income or in any other income category. Since it was within the amount I was allowed to contribute, had I not started Medicare, it would have not been excess. I am also still employed, so Medicare is secondary to my employer supplied HDHP health plan. So I had HDHP coverage all of 2022 (and 2023). So 2022 Turbo Tax did not have any reason to have me pay tax on my payments which would be returned to me the following year, in 2023.
And looking at my 2022 Turbo Tax and my 2023 Turbo Tax, which I have not turned in ( I did apply for an extension), I am quite certain that the "excess" does not appear as taxable in either the 2022 or 2023 Turbo Tax. Unless you have a suggestion on how to make Turbo Tax tax this fairly sizable returned amount, it appears I will have to go outside of Turbo Tax for my return this year. Fidelity had told me it would be taxed in the 2023 tax year, which Turbo Tax does not appear to allow.
Thank you again.
James Bender
