Car for my business (standard mileage ded) was totaled. Ins payout went into the cost to replace. irs says i shouldnt have a gain but cant figure this out in desktop vers

Publication463 states if you spend all of the proceeds from insurance to acquire replacement property within a specified period of time you dont recognize any gain. TurboTax desktop version doesnt ask about a loss when disposing of the vehicle and comes up with a gain based on my past standard deduction. How would I correctly enter this.