what distribution code? it should have been 1 if the distribution was for 2023 medical expenses.
if the distribution was for a 2022 excess that you withdrew timely, only the income would be taxable in 2023
if it is code 1, you did something wrong but we can't see your return to determine what it was. $4600 is not an excess for a family plan HSA contribution provided you were covered every month by a HDHP and did not have disqualifying coverage
the 1099-sa would represent money you had already taken your HSA. You doubled up if you took it out again in 2024. what year is on the form?
you may need to pay the money back to avoid a non-qualified withdrawal.
your payroll contributions were included in box 12w of your w-2 and box 1 wages were reduced for those contributions. (12w would include any employer match) . did you enter those contributions as personal contributions on line 2 of the 8889? if so, that's wrong. Your contributions reduced Box 1 wages on the W-2. You're doubling up if you included them in box 2 of the form. It should be zero unless you made nonpayroll contributions.
