What has prompted this inquiry as much as anything it the Federal review. It appears that the previous year's excess contributions are being treated as a 2023 contribution to the HSA account in form 8889. Part 1, Question 1 asks who was covered under a HDHP during 2023, Self Only or Family. No one was, the HDHP plan ended upon my wife's retirement 3 years ago. This is the loop that I cannot escape.
