The year my wife retired (2020), we made contributions to her HSA plan that were in excess of those allowed totaling $125. We have ignored the issue, paid the penalty year to year, spent down and emptied the HSA account, and I'm finally finding the time to deal with this. The excess contribution shows up, I'm being pointed back to Form 8889 and not answering the question of who was covered by HDHP during 2023. No one was, we're on Medicare, but that isn't an answer the form accepts. We cannot withdraw the $125 from the HSA, one of the forms or answers suggested showing the $125 as "other income" which I would be glad to do, but my attempt to do that failed to keep turbotax from flagging the question on Form 8889 and I don't see the $125 reported anywhere as income. How do I get out of this?
