Wow, thank you very much - super helpful! What was throwing me off was the $7,750 was much more than was on the W-2 for this.
My read of your response is that:
I can take the max
With the caveat that I need to have the/a Family HDHP through 'all of FY24'
(and if something happens in FY24 and I don't have the Family HDHP, it's a FY24 tax issue)
Take care and thank you again.
