Hi all,
For the year 2023, I had an individual HDHP plan and my wife had another HDHP plan with our kids. Which means that everyone in the family had only one HDHP plan for the entire year. Therefore, across both of us we should have been able to invest $3,650+$7,300 = $10,950 in HSA. In actual, we invested on $9,971 in HSA in that year, so we were under the official limit.
However, TurboTax is saying that we over contributed to our HSA by $2,580. When selecting the type of HDHP plans in TurboTax it only gives two options - Self plan and Family plan. My understanding is it thinks we over-contributed to HSA because it considers that I was part of my wife's family HDHP plan.
Please guide me as to how I can fix this problem or tell me if my assumption is incorrect and there is a different reason why it shows over-contribution
