My financial advisor made the IRA investment meant for tax year 2022 towards 2023 last year before the filing deadline. We didn’t realize until we tried to deposit the amount for tax year 2023 this year. The custodian is refusing to fix the error. I have already claimed the IRA contribution on my 2022 tax returns. What are my options to fix this on my 2022 tax returns?
Also should I just forgo my investment in IRA for 2023 to avoid any further tax implications or excess contributions?
thanks!
