First, my apologies for reviving this somewhat dated question, But it is 2024, and I realize that the $7,000 dollars tacked on to my mortgage as funding fee, (and which I misunderstood that could not be claimed ever), and I didn't even know it was considered mortgage insurance.
So similarly to this old question, we purchased our home in September 2017, for a price of $215,000 plus the $7,000 from the funding fee. I knew I never liked the taste it left me because of the financing of the funding fee, and it DID feel as acquired debt.
Now this question comes up while doing our taxes in the home business portion, and it asks about points, and yada,yada,yada, that squirrel brought me here.
Have we lost our chance to, and in any way or another, claim the funding fee paid back in 2017? Thanks!
GerryLP
