@perplexedinVA
There are two things about the penalty on the underpayment of estimated taxes:
1. You can avoid it if you pay more than a set amount.
2. Even if you pay more than the set minimum, you must pay it out more or less evenly over the course of the year.
This means that getting a refund does not mean you are guaranteed to avoid an underpayment penalty.
Also, can you share with us a screen shot that you are describing (Please ensure that there is no personally identifiable information on it. Thanks!
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