@islandfootballer , generally agreeing with my colleague @KrisD15 on the property tax and the actions suggest, my understanding of the closing statement ( and making assumptions about property tax collection in your county is two equal / unequal tranches -- chance of great error here though ) is that while the seller paid the first -- Summer taxes prior to closing , the lender is holding in escrow the property taxes for the Winter . Thus it will not show on your 1098 from the lender because it has not been paid -- will be paid during 2024 ( in many counties it is in Feb or April ) and so your 2024 1098 will show the tax payments.
Most lenders prefer to have a reasonable balance in escrow for tax payments , even if property taxes are paid through monthly contribution .
Does this make sense ?
