The following is updated from original post above.
This is the first I've really noticed, or even gone over the limit amount for this.
So I'm losing the benefit of any excess amount above the $10,000 limit as a deduction that would be a result of state and local taxes paid. It would be only in part due to any excess amount of Estimated State Tax Payments made during the year. Thus the reason, at least in part, for getting a federal tax refund.
