US bank closed our account last Oct & mailed us the check. Deposited it to their foreign branch. Reopened Feb 2024 and transferred back to US bank. Is this FATCA ?

We're US citizens but bonafide residents abroad.  Reporting this will increase our foreign bank account balance to 400K and will have to report FATCA with income tax filing.  If we don't report this in foreign bank accounts, will be below the threshold for FATCA  and will just file FBAR.  But it was deposited November to foreign branch and transferred back to US account only this February.  Thank you.