There seems to be an error in the 1098 logic for a primary residence. I am entering a refinanced loan (done in 2020) of a 2014 mortgage (with no cash out) and when specifying that this is a refinance of a previous loan (with no cash out), TT then asks "when did you buy the home with the loan of (my lender)." If I use the date for the refi, all seems to be well, but the deduction is limited to the $750k mortgage interest cap rather than the 1m cap. If I specify the original purchase date (7/2014) as the current loan origination date, the mortgage deduction disappears altogether... However, if I choose the option that "my name is not first on the 1098," the logic does other wonky things, like putting a negative number on "mortgage not included in 1098" on my schedule A. Any suggestions?
