Deductions & credits

Thank you very much for the information Bill! If I understand your advice right,

1) Please confirm if you meant that everything I entered (as per the screen shots I sent) is accurate and

2) I owe taxes for 2023, right?

3) Is it because I had contributed 7300 (eligible max. contribution for a whole year) for 2022, but was only enrolled in HDHP for half the year in 2022, and did not continue HDHP in 2023?