BillM223
Expert Alumni

Deductions & credits

"So should I choose "none" or should I choose "Family plan" for Jan to May?" - You should choose Family, because you had the Family HDHP policy with no conflicting coverage. 

 

But I need to ask you something: what was the exact message that you got that you reported as "Let's review what type of coverage you had in 2022." There are several similar messages, but with different results.

 

Also note that TurboTax is asking about 2022 because it thinks that maybe you used the "last-month rule" in 2022, which would have required you to have maintained HDHP coverage for all of 2023.

 

Was this question that triggered this discussion about 2022 this, "What type of High Deductible Health Plan (HDHP) did [name] have on December 1, 2022?"?

 

Also, did your spouse have an HSA (sounds like NO)? If the question above referred to your spouse, just answer NONE since it does not apply to a spouse who does not have an HSA.

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