Thanks for the input. These are the IRS instructions on how to complete FORM 8889. It specifically states that both HSA forms need to be attached to the return (in multiple places) so I think the IRS is emphasizing that they want two forms even though TT is only generating one.
From the IRS instruction booklet for form 8889
How To Complete Part I
If both you and your spouse have HSAs, complete lines 1 through 13 as instructed on the form. However, if you, and your spouse if filing jointly, are both eligible individuals and either of you has an HDHP with family coverage, you both are treated as having only the family coverage plan. Disregard any plans with self-only coverage.
Complete a separate Form 8889 for each spouse.
Combine the amounts on line 13 of both Forms 8889 and enter this amount on Schedule 1 (Form 1040), line 13. Be sure to attach both Forms 8889 to your paper tax return.
At the top of Part1 on the 8889 From HSA Contributions and deduction. See the instructions before completing this part. If you are filing jointly and both you and your spouse each have seaparate HSAs, complete a separate Part 1 for each spouse.
Has anyone else encountered this? I just don't want to get audited.
