Deductions & credits

Your current loan is a refinance of your original mortgage. It is not itself a refinanced loan.

When asked 'Was this loan payed off or refinanced with a different loan?' Answer NO

'Is the 1098 you are working on the most recent for your loan? YES

'Is this loan the result of refinancing a previous loan': YES

You will be asked if you took money out pay for other things and might be asked to enter the date and amount of your original mortgage.