Back in 2020 and 2021, I had an HDHP and somehow an excess contribution was made to my HSA of $194 in 2021. Starting in 2022 I have not had an HDHP, but I am on my spouse's non-HDHP plan. Since 2021, I have to pay 6% tax on that excess (I waited too long to withdraw it) This year, that same $194 excess contribution shows up, prefilled from my 2022 turbotax (as it did last year)
Not sure if this is an issue, but I rolled over my HSA plan to Fidelity but have not made any withdrawals.
The problem is Turbotax Review thinks the 8889 Line 1 needs to be filled out. However, neither I nor my spouse were covered under a HDHP during 2023: The choices "Self-only" and "Family" do not make sense.
Line 2 Worksheet: B has shows the $194 excess contribution, but A and C are empty. D shows $194 and this value goes into line 2
Line 2 says "HSA contribution you made for 2023..." This is the $194. But I did not make this excess contribution for 2023 - I have not made contributions to my HSA since 2021 and have not had a HDHP since 2021 either.
Hope this is clear!
Ed
