My wife was in the hospital for childbirth last year. Her hospital indemnity plan through her employer paid out for her stay. We got a 1099-MISC. I understand that it counts as income, however, why is TurboTax counting it as "self-employment" income? Additionally, I don't think we should be getting "Qualified Business Income Deduction" from it, since it wasn't a business. It was just the plan paying out a bit for her hospital stay. Should we be classifying this as something else so that we don't get a business deduction? On the 1099-MISC it was in box 3.
