Deductions & credits

No, that answer didn't help.  I have done those steps several times, but the worksheet always shows YES is checked for having foreign accounts less than $10,000.00 each time I check.  (I paid for Turbo Tax so that I could see the worksheets before filing.)  I don't know if it's a glitch in the program.  Last year, before I knew I could pay first and see worksheets, it had me down for $135,000,000.00 in penalties for taking early payments of an annuity!  Yes, you read that number correctly!  What a mess.  I don't need another incident because of foreign accounts this year!

I appreciated your answer, but it doesn't solve the problem.