We refinanced 4 years ago, took out 20K, never did anything with it, other than putting it in our checking account.
Did you use your loan for anything else... Yes, pulling out cash to have in hand. Then...
Have you used the money from this loan exclusively on this home? (includes improvements or mortgage payments made on the property)
Technically, being the money in our checking account, sure, we have made mortgage payments.
At this point the difference between a YES/NO answer is $350
Can somebody clarify?
