Thanks!
Yes, it seems I will have to 'trick' the software because option 1) "We paid points when we refinanced, purchased a second home, or opened a home equity loan in 2022." is as close as it can get to the truth.
To reiterate, I bought 0.425 points in my loan in 2022. Loan was for financing my primary home. I did not use these points for 2022 taxes because standard deduction was higher than itemized. Now, 2023 is giving me more value with Itemized Deduction so I want to use points I paid in 2022 as well.
Please let me know if my understanding is correct.
Thanks for the help! I do understand this better now.
