In addition to KrisD15's great solution, I would like to add the following:
1. When TT asks if the 1098 is the most recent, select Yes. 'No' is for when you have more than one 1098 for the same mortgage because the lender sent you an original and a corrected 1098, or your mortgage was sold in 2023 to another lender and you have a 1098 from each.
2. The points you paid at origination in 2022 were shown on the 1098 for 2022. Starting with 2023, points will not be shown on the 1098. Now that you spreading the points paid in 2022 over the life of the loan, the amortized points paid in 2023 are 'Points Not Shown on 1098' (i.e. not shown on the 2023 1098).
3. When asked if you met all of the tests listed in KrisD15's response, don't worry about number 6. That only applied in 2022 and if you wanted to deduct all or most of the points then.
