You can force Turbo Tax to take the standard deduction. Just complete the Deductions & Credits section and then there should be an option to switch to the Standard Deduction. I don't, however, believe this will stop the deduction of $2,000 bank interest income from being applied to you investment interest carry over on Form 4952. That is a year-to-year thing. If you say you have no carry over from 2022, that will likely kill your carry over to future years. I, however, am not a tax expert so you you also get their advice.
