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Deductions & credits
The method for calculating the attributable earnings is in CFR 1.408-11:
https://www.law.cornell.edu/cfr/text/26/1.408-11
Good luck getting an HSA custodian to do the calculation, particularly in a situation like this. Posts in these forums indicate that many HSA custodians simply refuse to do the calculation for you and rely on you to do the calculation.
March 12, 2024
11:05 AM