Thank you - I had left out some details around additional amounts from federal loans etc. But your point about 2022 potentially being wrong led me to go back and review my statements and 1098-T for all four years. That let me confirm that the $16,000 (+ loans) for spring of 2023, which paid in 2023, were just completely unaccounted for. I also confirmed that my 2022 filing was correct based on amounts paid in that year, and I did qualify for the credit in 2022 as well. My university did change how their 1098-Ts were prepared this year, so that's likely the reason this happened. Thank you for pointing me in the right direction 🙂
