Thanks for the response!
So we are a couple with no kids, and each have our own health insurance plans through our different employers. So I checked the boxes in TurboTax saying we both have individual plans. Can mine be considered a family plan even though I'm the only one on it? (when I login to my health insurance app it does list both Individual and family deductibles)... I did see that when I change it to a family plan in TurboTax for both 2022 and 2023 that fixes the issue and I don't get any excess contribution or penalty taxes.
If that is the case and I did it wrong by selecting individual plans, I'm guessing I probably need to file an amended return and get back the extra taxes I paid.
