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Deductions & credits
You said that you had a family HDHP plan for all of 2023 and your wife's non-HDHP coverage does not cover you. This means that you were eligible to contribute the full $7,750 for 2023 and you have no excess contribution. Only if you had changed from a family HDHP plan to a self-only HDHP plan would your contribution limit be reduced.
March 1, 2024
2:37 PM
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