dmertz
Level 15

Deductions & credits

You said that you had a family HDHP plan for all of 2023 and your wife's non-HDHP coverage does not cover you.  This means that you were eligible to contribute the full $7,750 for 2023 and you have no excess contribution.  Only if you had changed from a family HDHP plan to a self-only HDHP plan would your contribution limit be reduced.