@DawnC Thank you for clarifying. So for 2023 tax year, you take the principal balance as of 1/1/23 NOT principal balance as of 1/1/24. Principal balance as of 1/1/23 was 0.
Because @JulieS said "For the original mortgage, enter the outstanding principal as of January 1 of the current year (ie: 1/1/24 when preparing a tax year 2023 return)." Probably a typo.
