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Deductions & credits
It is (and was) your main home for tax purposes. If you paid points, the total points would be deductible since it is your main home. If a second home, the points would be treated a bit differently and spread over the life of the loan.
Second home is more a vacation house.
Since you sold a home in 2023, and you might get the Exclusion from Capital Gains from that sale, so you would refer to the home sold as your main home as well. Technically, they were each your main home for each part of the year.
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‎February 27, 2024
7:18 AM