zlyvyrostekhugo
Returning Member

2 separate HSA accounts, how to treat and check it?

Due to employment change, I now have 2 separate HSA accounts.  I am married, filling jointly. 

Both HSAs have been contributed to, both by 2 employers and myself. How do I check that the amount on both W2 is treated properly and not taxed? 

 

my situation is that I had a family coverage via HD plan for the first 6 moths of 2023, then not covered for 4, and than again for the last 2 months. I would assume allowed contribution is pro rated for 6+2 = 8/12 of the year. Can i contribute full $7,750? OR 8/12*$7,750 = $5167? Who knows? It doesn't really matter for me, i am below both ammounts in my case...

 

When I typed my in 1099-SA, my refund went up slightly. BUT i still see only one of the 2 contributions. first employer contrib for the first 6 months was $3,125 (and i see it in my HSA summary on the 1099-sa tab of turbotax) second one is $869 for the second employer, for the last 2 months, with new hsa and new employer. 

 

How can I proceed? How do I verify that both HSA contributions are indeed treated tax free, which is what i belive is correct?