We have an expensive med Ins for first 9 months of the year. After my husband switched jobs, we had an HSA med Ins w/a high deductible. How do we aver/enter this info?

We “had” an expensive med Ins w/no deductible...Would-it best to only enter med Ins info we had for 9 months & not put any of Ins info for last 3 months?