gdizon19063-gmai
Returning Member

Filing Mortgage 1098 requires itemizing both couple filing MFS. Can spouse give 100% of benefit but continue filing with itemized deduction? Software defaults to std ded

We refi 2023 but wife wants to file MFS and give me all mortgage deduction benefit while she claims my 19 YO son as dependent. TT defaults to standard deductible because of no benefit from itemization. How then can we fulfill IRS requirement of both filing itemized when both file MFS?