I looked at my 2015 taxes, specifically the itemized deduction for mortgage interest on Schedule A. It is a large amount, $1750 more than the amount listed on Form 1098 under mortgage interest in Box 1. I don't know how to figure out if I claimed the deduction for the fee, but I expect I did by the large amount. (I just followed the questions in Turbo Tax, and I have notes to show that I called the bank to see how much of the closing cost expenses were deductible.)
They paid the refund in a check sent to me.
They didn't send any 1099 form of any kind, just a letter with the check.
