Deductions & credits

The transfer was made Trustee to Trustee.

The paperwork from the IRA viewpoint would force me to pay taxes on the money. The problem is also that this transfer is now taxable and puts me slightly over the income threshold for Medicare payments to come. Bad deal.

 

Could this be adressed just by reversing the IRA payment by making a check to the IRa from my savings versus having the HSA doing a refund for error and then me doing a straight contribution?