Take a closer look at the question on the screen just prior to the one telling you there was a lapse in coverage.
If both you and your spouse are covered under the same family plan, then the person with the HDHP in their name will indicate they had a family plan. The other person will indicate they had None because the HDHP was not in their name.
Unfortunately, the wording on the screen does not give clarification to exactly how to answer this question. However, following the guidelines above will report your information correctly on the tax forms in the case where only one person contributes to a family HSA covering both the taxpayer and spouse.
@magness1
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