If you did not have an HSA in 2022, then answer NONE.
If you had an HSA but did not contribute to your spouse's HSA in 2022, then answer NONE. (Remember that each of you can have an HSA).
If you was covered by an HDHP policy for each month of 2020, then answer NONE.
In all likelihood, your spouse has the HSA (and not you), so you never went through the HSA interview to tell TurboTax that you had HDHP coverage, so TurboTax go confused and thought that maybe your coverage "lapsed". Sound familiar? If so, see first paragraph.
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