You clearly understand the law. The program only knows to ask questions and add balances based on the answers. As long as the full amount qualifies, you can enter any amount for the balance that keeps you within the limits, even $1 is fine. All of this information goes to a worksheet which does not transmit to the IRS. Only the tax forms are submitted. See Pub 936 for limitations. The important thing is for your sch A mortgage interest to be the correct deduction that you can back up. To see your Sch A:
- On the left side, click on Tax Tools
- Click Print center
- Click Print, save or preview this year's return
- If you have not paid, click pay now.
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