HSAbank has decided not to deal with the earnings on the excess and recommended I hire a tax professional. They are so frustrating to deal with.
We overcontributed $1288 according to turbotax. I know why that happened (the software to request the withholding made a mistake and forgot to subtract the employer contribution from the maximum the employee could contribute.) I am going to request (in January 2024) that the excess 2023 be returned to us. We are offered a health saving account excess contributions removal form and a HSA Contribution Reversal Form. I assume the first is the correct form. Can I just ignore the earnings on it? My estimate is $5. I can easily spend that on Tylenol this year or last year for that matter (I use the hsa debit on the big stuff) or should I note earnings on excess on the form?
