@d_goldsmith wrote:
I ended up here because I have a similar issue. I however, do know how much I contributed. I'm wondering how I report it to turbo tax so I don't have to pay taxes on that money?
I used a small initial HSA contribution amount through payroll, but then as money was available I made large deposits directly to the HSA account on my own to max out the $7750 family limit, and now I seem to have nearly $3000 in HSA contributions that I'm still paying taxes on.
Payroll amounts are reported directly on your W-2 only and are not added manually later.
Amounts you deposit directly are reported in the HSA interview on the deductions and credits page.
Make sure you also indicate that you had qualifying HDHP insurance all year. And make sure the contributions and insurance are reported for you and not your spouse. An HSA is owned by one person only, even if you have family insurance. If spouse A is covered by a family HDHP and makes contributions, the contributions must be reported for spouse A. If the contributions are accidentally assigned to spouse B, they might be viewed as taxable unless you also indicate that spouse B is covered by a qualifying HDHP.
Lastly, if you have HSA withdrawals (from a 1099-SA) they will also automatically be treated as taxable until you finish the interview and certify that all the funds were used for qualifying medical expenses.
