-Married Filing Jointly
-Contributed $5200 to wife's HSA; she is on a family HDP (covers her and 24-year-old daughter)
-Contributed $2400 to my HSA; I am on an individual HDP
-We both turned 55 in 2023
We should be able to contribute $8750 combined, but TT is telling me I contributed $4250 more than I was allowed, and that I need to allocate $1400 excess contribution between us.
The only thing I can think of is that my wife's contributions were payroll deductions, and show up in her W-2 in Box 12 with a W code. It seems confusing to have the same code for employer contributions and payroll deductions.
