@Opus 17 Thanks, I will give this a try! However, now I'm remembering I think on my 2022 return (when I had the excess contributions) I noted in my filing that I'd make a withdrawal to correct this by the 2023 tax year (although I don't have my return in-hand at the moment so I don't recall how this was noted). But I didn't end up withdrawing the excess so I'm still over contributed for 2022. Does the fact that I indicated I'd withdraw the overage change anything? I think I didn't get hit with the 6% excess tax but maybe that makes sense since 2023 would be the first year I get hit with it? Or would I have been hit with it in 2022 as well? Is there a way for me to check this?
And thank you for your super speedy response and willingness to help, I really appreciate it!
