vsp61
New Member

I think i am double insured - please help!

I signed up for a Medical Payment Plan at work and then my Affordable Healthcare plan rolled over from last year.  The plan at work says: "The Medical Payment Plan is supplement to Health Insurance and is not a substitute for Major Medical Coverage*. The benefit payments are not intended to cover the full cost of medical care." So I did not cancel my Marketplace plan. Now I am worried that I am going to have to repay all the premiums for the Marketplace. I only make 16,000 a year and those premiums add up to 12,000 for the whole year.  Since my work plan is supplimental I thought it was OK. Whats going to happen when I file taxes? and is there a cap on the payback?

Thanks in advance.

Worred user