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Deductions & credits
You are correct. Eligibility is determined on the first day of each month. If you have 6 months of eligibility, your maximum allowed contribution with a family HDHP for 2023 was $3875. ($7750÷12 x 6 months)
As mentioned by others, there are some additional possibilities if your spouse maintained a separate family or single HDHP, but we would need more details.
November 30, 2023
5:40 AM
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