Are you the borrower or the lender? Form 1098 is filed by the lender, not by the borrower. But as VolvoGirl said, you only file Form 1098 if you are in the business of making mortgage loans. You do not use Form 1098 for a private family loan. You should just stop filing it.
If you are the borrower, you do not need Form 1098 to deduct mortgage interest on your tax return. If you are not claiming the mortgage interest deduction you certainly do not need a 1098. And the lender does not need a 1098 in any case.
In your situation, no one should be filing Form 1098 with the IRS.
