I changed positions on July 1st and due to incompetence in our benefits office was told I could not make 403(b) contributions. It took four months to get this fixed, as a result my contributions will be far from the maximum which was my original aim.
Are there any options from a tax filing perspective for someone in my position when a mistake like this has been made? I don't think there is any way to contribute to a 403(b) retrospectively. I'll be maxing out IRA and 529 plan (filing in Maryland) but missing out on most of the 403(b) is a huge hit.
Thanks!
