Thank you for your answer,
I found online(from evlife) a case like mine:
(For example, if you buy a Tesla Model Y with a $7500 tax credit in 2023, but you only owe the federal government $3000 in taxes in 2019, the maximum credit you can use is $3000.)
In my case it is 20k and not 3k from the example, so I am assuming that the $7.5k will allow to cover some of the 20k debt?
I do not know, I just do not want to buy an EV and the credit won't apply to my debt.
