@Alecsourdough whomever co-signs the LOAN is NOT the issue.
who's name is going to be on the TITLE determines who gets the tax credit.
there is no minimum income required to be eligible for the tax credit. HOWEVER, the tax credit is used to reduce Line 22 of your tax return and it can't reduce it below zero. So for example, if Line 22 (prior to the credit) is $4,000 and the tax credit is $7500, you only get the benefit of the $4000 and the rest is lost.
