On your suggestion, I called TT for support (I didn't even know I could do that). A wonderful representative walked me through it over and over (sharing my screen) and there was no way to get results different from above. She too could see how it should come out and so here was her suggestion: Characterize the three sequential loans as one with the appropriate info (the total interest for the year), check the box that indicates my reporting is different from what CHase (alone) reported and explain the situation of the three sequential loans. Done and it went through Smart Check. I'm now ready to file. You've been an enormous help in getting me to this point. THank you for your expert attention to this (My recounting to her my journey as you had suggested was helpful to our call too). THanks.
